The Ultimate Healthcare Solution for a Business
Health Promoting Care
Imagine.....
Simply snapping a photo of the itemized proof of payment for an eligible healthcare expense or health promoting care &
being reimbursed within 48 hours!
Total freedom oriented!
Comprehensive Health Care
Member Owned - Transparent
No restrictive networks
Employees choose own Initial Responsibility Amount
for any new accident, illness, injury
No Annual Limits
No Lifetime Limits
Alternative Medical Friendly
Generous phase for pre-existing condition
World Wide Protection
Text SEND Co-Operative HealthCare Guide
for details and review to
Flexibility for Best Solutions
If one of your employees has a high needs family member and would be best served with an ACA plan, this can be accommodated for.
Employer Direct Billing
Employer Direct Billing
Employer Direct Billing
Once an Employer Direct Billing relationship has been established, the employer will receive a monthly invoice.
This then allows the employer to contribute what they desire to the employee and payroll deduct the remainder.
ICHRA Option
Employer Direct Billing
Employer Direct Billing
Establishing an ICHRA allows a company the ability to be entirely flexible in its employee options.
If some of your employees do not fit the Healthcare cooperative model then this would allow you the ability to offer them a set amount of funds towards another solutions. This is a feature that can be turned "on" at anytime once an Employer account is established.
Requires a one time set up fee
Tax Deductible
Employer Direct Billing
Tax Deductible
- Set up fees are tax deductible to the business
- Memberships costs are partially tax deductible:
- $107 for employee only,
- $140 Employee / Spouse,
- $120 for Employee/Children
- $250 for Employee/ Family
Next Level Member Care
Monday - Friday
9am - 5pm EST
Above and Beyond Features Of the Health Care Cooperative versus the most healthshares
- Pregnancy eligible with 1 Deductible (as long as due date is 5 months off)
- Up to $3,000 in fertility benefits (testing and hormone treatment)
- An annual out-of-pocket maximum cap of $4,000 for individuals and $8,000 for families for eligible member expenses outside of a health incident
- Compares to no protection currently against these middle-ground expenses
- No cap on member-related expenses for existing conditions in after 36 months of membership
- Compares to maximum allowable for pre-existing conditions after phase in with healthshares
- Depending on employee group size there is a per person for pre-existing conditions upon enrollment
- $6,000 member benefit for mental health services - The members deductible would apply first. After that an additional $6K is available which then totals to $9K annually per person in membership
- A separate $6,000 member benefit for substance abuse treatment
- New advocacy support and access to top specialist for your unique health circumstance
Monthly Membership Costs
Memberships begin the first day of any month
What is DPC?
Locating a DPC Practice
Locating a DPC Practice
DPC stands for Direct Primary Care.
DPC's are similar in concept to Concierge Medical practices.
Locating a DPC Practice
Locating a DPC Practice
Locating a DPC Practice
How can I find a DPC practice by me?
Click here to search your area
(DPC Membership costs additional)
DPC Reimbursement
Locating a DPC Practice
DPC Reimbursement
Reimbursement Monthly
Memberships with DPC option
Individual $70/month
Couple $140/month
Adult & Child(ren) $120/month
Family $160/month
Monthly Membership Costs
Reimbursement Monthly
Individual $70/month
Couple $140/month
Adult & Child(ren) $120/month
Family $160/month
Memberships begin the first day of any month
Health Promoting Reimbursable Services in detail
2024 Preventive Reimbursement Benefit Maximums and Eligible Services
No waiting period or co-pay on preventative care and services
Annual Wellness Exams
(up to three per person/ per calendar year)
Well Child Exams
Gynecological Exam (well woman visit aged 21 and over)
Pap Smear lab charge not considered as a visit (for members of DPC)
Annual Preventive Breast Screening:
Mammogram and / or Ultra Sound,
MRI
Thermography breast screening and / or Ultrasound
Age 40-80
Annual Dermatological Skin Checks after age 40
Colorectal Cancer Screening*
Age range: 45 - 80 (covered from age 40 if 1st degree relative has positive history of colon cancer)
Screening Type:
Colonoscopy or Procto/Sigmoidoscopy every 5 years*
Cologuard every 3 years
Subject to a 6 month waiting period
Blood work Screenings:
- Lipid Panel (Cholesterol and triglycerides)
- Comprehensive Metabolic Panel (CMP)
- Complete Blood Count (CBC) with differential test
- Thyroid Panel TSH (Thyroid Stimulating Hormone) with reflex to T4 if abnormal
- Routine Comprehensive Urinalysis (UA)
- Hemoglobin A1C (HgbA1C)
- Vitamin D Level
PSA for men age 50-75 (or age 40 with positive family history)
C- Reactive Protein (CRP) with positive family history
USE ULTALAB to SHOP and Get Reimbursed
BloodWork does not count as one of your 3 visits and is eligible 1x per person/ per year
Bone Density Screening Post-menopausal women, every 2-3 years
Reimbursement max of $4,500 per member - per year
Vision
Preventive Vision Exam
No Network Restrictions
Up to $250 per year - per member
Dental Exams, Cleanings, Sealants
Dental Exam, Cleanings, X-rays, and Sealants
No Network Restrictions
Up to $250 per member - per year
Mental Health
Nutritional Health
Physical Health
Must be a licensed therapist, social worker, psychologist or psychiatrist
Online Examples:
Psychology Today Online Therapist
Up to $3,000 per member - per year
&
After cooperative deductible another 6K
Physical Health
Nutritional Health
Physical Health
Gym Membership
Yoga - Pilates, classes
Fitness Training
On-line membership examples:
$250 annual maximum per member - per year
Nutritional Health
Nutritional Health
Nutritional Health
Weight Loss/Weight Gain Counseling
Meal Planning
Top Online Suggestions:
$500 annual maximum per member -per year
DREXI Pharmacy Discount
Drexi is a pharmacy benefit manager (aka PBM) that gives pass-thru pricing on prescriptions through a premier nationwide network of 65,000+ pharmacies.
Deeper Discounts on Mail Order
Co-operative Deductible Protection
Co-operative Deductible Protection
Up to $4,000 annually on 3rd Deductible (documentation must be submitted for review)
Plus, Cooperative Membership protects against multiple smaller expenses experienced throughout the year. 4K individually/ 8K family.
Chiropractic and Acupuncture
Chiropractic and Acupuncture
Co-operative Deductible Protection
Cooperative members
After deductible:
Acupuncture
Up to 15 sessions per year
Chiropractic
Up to 35 sessions /$7.5K
Healthcare Options
Chiropractic and Acupuncture
Healthcare Options
Open to Alternative care treatments for medical issues with pre-approval.
This is a huge advantage for self determination of treatment options when facing a medical issue over traditional insurance.
Furthermore - you may seek the provider of your choice. There are no restrictive networks.
Birthing Options
Chiropractic and Acupuncture
Healthcare Options
Open to Home Births, Birthing Centers, Douala/ Midwife Assisted etc.
with pre-approval.
Pregnancy subject to one deductible. Pregnancies with at least a 5 month off due date are eligible.
Save 30% on Vitamins, Beauty Products, Homeopathics, and More
A. Vogel A.C. Grace Acti-Tape Activa Active Skin Repair Advanced Naturals Advanced Nutrition by Zahler Aidan CorpAlba Botanica . AlgaeCal All Good All Terrain . Allimax Nutraceuticals allKIDAllVia Alphascience AmenAmerican BioSciences American BioTech Labs American Dietary Labs
American Nutriceutica AMG NaturallyAmino Acid & Botanical Amrita Aromatherapy Amy Myers MD Anabolic Laboratories Ananda Health Ancient Nutrition Animal Necessity AnteAGE Apex Energetics, Inc Argentyn 23 Arthur Andrew Medical Atrantil Aura Cacia Babo BotaniBadger Baebody Barlean's Organic Oils Beekeeper’s Naturals Benecin Bergamet Berkeley Life Bezwecken BHI BHI Homeopathics/Medinatura
Big Bold HealthBio Essence Health Science Bio-Design Bio-Kult Bio-Nutritional Formulas
Bio-Tech Pharmacal Biochem Biocidin Botanicals Bioclinic Naturals Biocodex Bioelements
BioFreeze Professional Biogena BioMatrix Biomax Formulations BioNorica BioPharma Scientific BioProtein Technology Biosi Biospec Nutritionals Biotics Research Blessed Herbs Blue Poppy Body Bio BodyHealth
Boericke & Tafel Boiron Homeopathics
BrainMD Broadmoore Labs, Inc. Bubs Naturals
Calroy Health Sciences Carlson Labs Celtic Sea Salt CeramedxChapter One Vitamins ChildLife Essentials
Chinese Modular Solutions by Kan Chiroflow Chisolm Biological Labs
Choice Organic Tea
Clinical Synergy Professional Formulas Codeage Complementary Prescriptions Complimed
Core Products Coromega Country Life Cramer Products Inc Crayhon Research
Crystal D'Adamo Personalized Nutrition Daiwa Health Development
DaVinci Labs DBC Needles DermaE Natural Bodycare Desert Essence Designs for Health
Designs For Sport Detox Rx Deva Nutrition DeVita Professional Skin Care
Diem Doctor Wilson's Original Formulations
Doctor's Best Douglas LabsDr. Bronner's Dr. Garber's Natural Solutions
EarSeeds Earth Mama Organics Earth Science Earth's Bounty
Ecological Formulas/Cardiovascular Research
EcoNugenics Efamol Eidon Emerita Emerson Ecologics Emerson Ecologics
Empirical Labs Enada Endurance Products Energetix Energique Enviromedica
Enzo Nutraceuticals Enzymatic Therapy Enzyme Science Enzymedica Erba Vita
Essential Formulas Euromedica EuroMedica Europharma
Fairhaven Health Far East Summit Fenix Nutrition
FoodScience of Vermont Forces of Nature
Four Sigmatic Fruily Fullscript Fx Chocolate
Gaia Herbs/Professional Solutions Garden of Life Garden of Life Sport Gem Elixirz Generation UCAN
Genesis Today Genexa Gentle Warriors by Kan Geronova
Global Healing Center Gloss Leaf Glowbiotics Goddess Garden Goli Good Clean Love
Grahams Natural USA GreenDog Naturals Greens First GUNA Biotherapeutics
Health Aid America Health Concerns
Heel Herbal Times Herbalist & Alchemist
Herbs for Kids Herbvedics Heritage Hevert Pharmaceuticals Hilma Himalania Himalaya USA
Himalaya Wellness Host Defense Human Body Detectives HumanN
Hyalogic Hylands Hyperbiotics i-Health Iagen Naturals Iceland Health Immune Health Basics
Immunocologie Skincare Innate Response Integrative Therapeutics
Intensive Nutrition Interceuticals/Betterman InterPlexus Inwell Biosciences
ION* Intelligence of Nature Jade Dragon
Jade Man Herbals by Kan Jade Woman Herbals by Kan
Jadience Herbal Formulas Jarrow Formulas
Kan Herb Company Kan Herbs - Essentials Kan Herbs - HerbalsKan Herbs - Singles Kan Herbs - Traditionals
Kardovite Karuna Kibow Biotech Kirkman Professiona Klaire Labs Klean Athlete Kolorex
LaFlore Lane Medic Lhasa OMS Lidtke Technologies
LifeSeasons Lifespan Health Science Little DaVinci Living Nature
Lotus Moon Lunette Luster Maine Medicinals
Manuka Health ManukaGuard ManukaMed USA
Master Supplements Master Supplements Professional Maxivision MDSolarSciences Medical Supplies
MediHerb MediNatura MegaFood Mend Met-RX Metabolic Code Metabolic Maintenance
Min Tong Minami Mirabella Beauty MitoQ Montiff
Moon Valley Organics Mr. Happy Mushroom Wisdom MyChelle Mycology Research Labs Natierra
Native Remedies Natura Health Products Natural Factors Natural Ophthalmics Natural Path Silver Wings
Natural Stacks Natural Vitality Naturally Vitamins Nature's Sources Nature's Way NatureWorks NBI Needed
Neesby Nelson Bach NeoCell Ness Enzymes Neurobiologix Neurohacker Collective NeuroScience
New Chapter New Earth Life Science Newton Laboratories Inc Ninja
North American Herb & Spice NOW Foods NOW Sports NOW/Personal Care
NuMedica Nutiva Nutra BioGenesis Nutraceutics Nutramax Labs
Nutrasal Nutrex Hawaii Nutribiotic Nutricology Nutritional Frontiers Nutritional Fundamentals for Health
NuZest Oakmont Labs Ola Loa Ollois Om Organic Mushroom Nutrition
Omega Nutrition OmegaQuant Optimox Ora Organic Organic Excellence Organic India
Ortho Molecular Products Pacific Biologic Passport to Organics
Pastore Formulations Pendulum Percepta Pro Perque Pet Alive Pharmax Physician's Strength
PhysioLogics PhytoLogica PhytoRich Pink Horizons Botanical Skin Care Pioneer
Planetary Herbals Premier Research Labs Primavera Life Prince of Peace
Priority One Prof Birkmayer Health Pro Professional Botanicals Professional Formulas
Professional Health Products® Progena Progressive Labs ProLon Proper Nutrition
ProSymbiotics ProThera Pukka Herbs Inc.
Purity Labs QOL Labs Quicksilver Scientific Quincy Bioscience Rainbow Light Nutrition Re-Body
Readisorb Regular Girl Renew Life Reserveage Restorative Formulations Results RNA
Return Healthy Rosita Real Foods Ruby Blue Bunny Rx Sugar Rx Vitamins
Rx Vitamins for Pets Sabre Sciences Sage Solutions by Kan
Salus/Floradix Sanesco Santa Barbara Nutrients Scandinavian Formulas Sedona Labs Pro
Seipel Group Seirin Needles Serola Biomechanics Seroyal/Genestra Seroyal/Unda Seven 7 Shankara, Inc.
Sibu Similasan USA Skinny and Company SKS Bottle & Packaging, Inc SmartyPants Vitamins
SMC Needles Smidge Solaray Sombra Source Naturals
Spectrum Awakening Springreen Squigle St. Moriz Standard Enzyme Co.
Stream2Sea suki skincare Sun Chlorella USA
Sun Ten Sunwarrior Symbiotics Symphony Natural Health Targeted Medical Pharma, Inc
TCM Zone TCMCeuticals Tesseract Medical Research
Theralogix Theramedix BioSET Theraneem Therapearl
Thorne Thorne - OncoQOL Thorne Vet Tiger Balm Todos Medical
Tomorrow's Nutrition PRO Topical Biomedics Tower Labs Corp Trace Minerals Research
Transformation Enzymes Traulevium Brand Treasure of the East Tru Niagen® by ChromaDex
True Botanica, LLC Twinlab U.S. Enzymes UAS Life Sciences Verified Quality Vet-Zimes Vetra
Vetri-Science Laboratories Vibrant Health Vinco Viobin Vita Aid Professional Therapeutics
Vital Nutrients Vital Proteins Vitanica Vitazan Professional Viviscal Wakunaga Weber & Weber
Weleda Weleda Body Care Weleda Essential Medicines
Well Wisdom Wellesley Therapeutic Inc. White Egret Whole Earth and Sea - Natural Factors
Wileys Finest Fish Oils Wise Woman Herbals Women's Treasures Womensense World Nutrition
HSA Eligiblity Add On with TeleHealth and More!
Minimum Essential Coverage:
Access to annual preventive care screenings that comply with Affordable Care Act (ACA) standards.
- Health Savings Account (HSA) Compatibility: HSAs enable you to contribute pre-tax dollars towards future qualified medical expenses.
Telehealth:
On-demand virtual medical care, connecting you with your primary, pediatric, women's health, and behavioral health board-certified physicians, via text-based chat first. If needed, you can switch to a video call for a more in-depth consultation. $0 Unlimited Access!
- Address general medical questions
- Address women’s health concerns
- Address mental health concerns
- Manage chronic conditions
- Discuss your test results
- Get refills for prescriptions (with some exceptions)
- Address urgent care needs*
* Telehealth may not be suitable for emergency situations.
Mental Health Counseling
Virtual, face-to-face, or telephonic sessions with a counselor. $0 Up to 12 sessions, per member, per year with a 2-month break between each block of 4 (CA limits to 6 sessions per member, per year).
- Access to additional resources: Childcare, legal, financial, support groups, housing, etc.
- Elder Care & Financial: Telephonic consulting, tailored eldercare counseling & resources, plus financial wellness counseling provided by experts in their field.
- Online Training Library: Thousands of virtual work/life training and the ability to track progress.
- Access to Compass: Advanced HR support and assistance in professional development.
- Access to Impact Suite App: An App for personal growth and healing.
MPB Concierge
Our MPB Concierge team is focused on supporting and guiding you every step of the way through your health care journey, so you can make informed decisions.
Get Help
- Finding the fairest priced medications, as well as where to purchase them.
- Finding providers and facilities with the highest quality of service at the fairest prices.
- Finding the best labs and facilities at the fairest price.
Qr LifeCode
In a medical emergency first responders can access your Medical Records Vault through your QR LifeCode Five-digit ID code.
Medical Records Vault
Allows you to securely store your medical records.
Discounted Supplements & Wellness Products
Get access to high-quality supplements at fair prices, backed by features that help you
stay on track with your wellness goal.
Debt Dismissal Program
Helps qualifying members reduce or eliminate eligible medical debt from participating hospitals and healthcare providers
Monthly Costs
Annual Membership - $25.00 per Year
Enrollment - $100.00 one-time - Waived for groups of 3 plus
Employee Only - $125 per month
Employee Plus Spouse - $160 per month
Employee Plus Child(ren) - $160 per month
Employee Plus Family - $195 per month
Contact me for more information
This membership will include my assistance along with member services.
Preventative Health Reimbursement and Self Funded Healthcare Co-operative
- Western and alternative medical expenses. No Networks. World wide protection.
- No physician, healthcare provider or center of excellence will be out of network
- Member Support - office hours Monday - Friday EST
