Karen Torsoe - Healthcare Advisor

Helping Families and Businesses Think Beyond Traditional Insurance Since 2014

Like many people, I had heard about healthshares and medical cost-sharing—but I didn't really understand how they worked.

Then, in 2014, after watching the cost of traditional health insurance continue to climb year after year, I decided there had to be a better way.

After hearing incredible stories from families who had chosen a different approach, I decided to experience it myself. I researched - a lot..

I joined a healthshare. 

What I discovered completely changed the way I think about healthcare.

Not only did it dramatically reduce our healthcare costs, but it also introduced me to a community-centered approach that gave people more freedom, more choices, and greater control over their healthcare decisions.

That experience inspired a new mission.

Today, I help individuals, families, entrepreneurs, business owners, and employers navigate healthcare options that many people don't even know exist.

Healthcare isn't one-size-fits-all.

Every family is different.

Every business is different.

That's why I work one-on-one with each member to understand their unique needs and recommend solutions that truly fit their situation.

Whether you're self-employed, own a business, have employees, are nearing Medicare, or simply want to escape the rising cost of traditional insurance, I'm here to help.

My relationship with members doesn't end once they're enrolled.

I continue to serve as their advisor for years to come, helping them navigate life's changes. When they eventually become Medicare eligible, I connect them with one of my trusted Medicare specialists to ensure a smooth transition.

Before entering the healthcare advisory world, I earned my Bachelor of Science in Occupational Therapy from Tufts University.

Later, I founded and built a rehabilitation company employing more than 30 Physical, Occupational, and Speech-Language Pathologists before successfully selling the company to a growing rehabilitation organization.

Healthcare has always been my passion.

Helping people has always been my calling.

Over the past decade, I've had the privilege of helping hundreds of individuals, families, professionals, physicians, business owners, homeschool families, entrepreneurs, accountants, attorneys, and employers discover innovative healthcare solutions that better fit their lives.

There is nothing more rewarding than helping someone save thousands of dollars while improving access to quality healthcare.

Watching the relief on someone's face when they realize there are better options available never gets old.

Most of my new members come from referrals—a compliment I never take for granted.

It tells me that people trust me not only to help them but also the people they care about most.

If you're wondering whether there's a better healthcare solution for you, your family, or your business, I'd love to help.

Let's schedule a Zoom consultation or simply have a conversation.

📞 845-641-9123

Or leave your information, and I'll reach out personally.

I look forward to meeting you.