Karen Torsoe
- HealthShare Member and Advisor
- HealthCare Advocate
- Licensed Insurance Agent
- Occupational Therapist
- Entrepreneur
Helping Families and Businesses Navigate Smarter Healthcare Solutions Since 2014
Healthcare has been the focus of my entire professional career.
I began as an Occupational Therapist after earning my Bachelor of Science in Occupational Therapy from Tufts University, graduating Magna Cum Laude.
Early in my career, I founded and built a multidisciplinary rehabilitation company that employed approximately 30 Physical, Occupational, and Speech-Language Therapists providing services to approximately 30 skilled nursing facilities, Rhode Island Hospital, and the Rhode Island Veterans Home.
After successfully growing and selling the company, I continued pursuing my passion for helping people navigate an increasingly complex healthcare system.
In 2014, I began researching health care sharing organizations after watching the cost of traditional health insurance continue to rise. What started as a personal search for better healthcare options quickly became a professional passion.
The more I learned, the more I realized that many individuals, families, and business owners were unaware that alternatives to traditional health insurance even existed.
That realization led to the creation of The HealthShare Lady.
Since then, I've helped more than 1,000 individuals, families, entrepreneurs, and small business employers evaluate and implement personalized healthcare solutions that better fit their needs, priorities, and budgets.
A Personalized Approach
No two families are alike.
No two businesses are alike.
That's why I believe healthcare shouldn't be one-size-fits-all.
Rather than recommending a single product or membership, I take the time to understand each client's healthcare priorities, financial goals, physicians, medications, and anticipated healthcare needs before recommending a solution.
My role is to help clients understand their options so they can make informed decisions with confidence.
For many clients, that means exploring health care sharing organizations. For others, it may include Direct Primary Care (DPC), Health Savings Accounts (HSAs), Minimum Essential Coverage (MEC), dental and vision memberships, prescription savings programs, or a combination of solutions designed to work together.
More Than an Enrollment
My relationship with clients doesn't end once they enroll.
Healthcare needs change over time, and I remain available to help clients navigate those changes.
Whether they're changing jobs, growing a business, adding family members, or becoming Medicare eligible, I continue serving as a trusted healthcare resource and connect clients with experienced Medicare specialists when appropriate.
Why Clients Refer Their Family and Friends
The greatest compliment I receive is a referral.
The majority of my new clients come from existing members, healthcare professionals, business owners, and trusted advisors who have experienced the value of personalized healthcare guidance and confidently recommend my services to others.
I'm grateful for that trust and work hard every day to earn it.
Let's Talk
If you're looking for a healthcare solution that fits your life—not the other way around—I would welcome the opportunity to help you explore your options.
Whether you're an individual, a family, self-employed, or a business owner, my goal is to provide clear guidance so you can make informed healthcare decisions with confidence.
📞 845-641-9123
Or leave your information, and I'll reach out personally.
I look forward to meeting you.
