Typical Savings 30% - 50% vs. Insurance



Sedera’s Solution

It is no secret that healthcost expenses have skyrocketed!

People are frustrated with the lack of affordability, access and transparency.

But who said insurance is the only way to deal with medical costs? That’s where Sedera Health comes in.

Together, Sedera is building a new kind of community, one centered on healthy living and sharing the cost of medical care.

Sedera has thousands of Individual & Business members throughout the United States. 

While the concept is still not yet widely known, the healthcost sharing philosophy has a 30-year legacy of success.

Healthcare cost sharing is a non-insurance solution where all members share funds for medical care. 

By sharing the cost of medical care in community Sedera is able to provide a high-end healthcare experience, delivering tremendous value for members and their families or their businesses and employees.

With medical cost-sharing there isn’t a provider network. There isn’t an insurance company coming between you and your doctor. 

This is healthcare freedom and true quality of care!

The HealthShare Lady


Karen Torsoe - Certified Sedera Affiliate

Your Navigator for Sedera

Presenting the Best in Medical Cost Sharing Since 2014

Previous owner 

of a successful Rehabilitation Therapy company 

employing 30+ therapists,

I now have a passion for 

Sharing the Sedera Medical Cost Sharing Solution


Individuals & Businesses 

Because....It works!

My goal is to help you to access the very BEST in healthcare

and save you 30-50 percent, versus traditional insurance

Begin with an Overview of Sedera

Individuals & Businesses





Let's Begin the Conversation


Joining a Medical Cost Sharing Community is often a new path....

I know you will have questions! Let's connect!

My goal is to provide you with 

the VERY best healthcare

while saving you 30-50 percent versus insurance!

Let's Connect!

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Karen Torsoe - The HealthShare Lady

228 East Route 59, #307 Nanuet, NY 10954 US

(845) 641-9123

View Monthly Contribution Costs

*No Enrollment Cost

*No Renewals

*You will stay because it works but, you are free to leave anytime

*Start the first of the month - year round - not restricted to an "open enrollment"

*Enrollment typically takes less than 30 minutes