Karen Torsoe
The HealthShare Lady


HealthCare Solutions for Individual & Business

HealthCare Freedom & Savings Is My Gift!

About Me

I love to share solutions!


Almost 5 years ago my family paid over $2,200 for health insurance. "I get it!"
After finding the perfect solution for my family, It has been my passion and pleasure  to help hundreds of families, individuals and businesses find theirs health and medical care solutions.

My background

I understand medicine, health and medical billing and the challenges of small business. My background is in Occupational Therapy and I founded and ran a successful therapy practice for many years.

Reach out and learn more

Call or text to contact me. I will send you an introduction and I can navigate you through the eligibility application quickly and easily and without obligation. Your needs and what is best for you is truly what I want. I'll advise you like a family member.



Partnering with Ralph Weber - Business Solutions

Ralph Weber


The Health Share Lady is Proud to partner with Ralph F. Weber REBC®, GBA®, CLU® President and CEO MediBid Inc. - The Marketplace for Medicine Route Three Financial Services

  • CFP, Certified Financial Planner
  • CLU, Chartered Life Underwriter
  • ChFC, Chartered Financial Consultant
  • AEP, Accredited Estate Planner

National Healthcare Reform Advisor Ralph Weber is a leading healthcare policy consultant who has worked with presidential candidates Newt Gingrich and Rudy Giuliani in his area of expertise in the field of healthcare reform. 

Gingrich and Giuliani both participated with him in healthcare forums, and he made significant contribution to Giuliani’s health care reform policy.

Market Driven Health Care Solutions for Businesses


Health Cost Sharing can be a stand alone option for individuals and small businesses up to 50 employees.
For Businesses over 50 employees, Ralph Weber, takes the power of health and medical cost sharing and combines it with insurance options to meet all employer mandates, often at a savings of 35% or more.
Your businesses initial 20 minute review  is conducted at no charge, and comes with no obligation.
MediBid specializes in: 

  • Employee Health Benefits
    • Domestic Self Insured plans and MEC Plans
    • Global Benefits Consulting
  • Business Succession and Estate Planning
  • Cross Border Canada/USA Insurance and Benefit Plans
  • View Ralph Weber's blog at : https://www.medibid.com/blog/


Ralph Weber explains Health Cost Sharing & More

Media Coverage


Ralph Weber has been featured on major news outlets including  ABC, NBC, CBS, Fox Business News, CNN Money & Forbes, NY Times, Wall Street Journal, and many other newsletters & media outlets.

Published Author 

Ralph Weber has written three books and numerous articles on the subject of healthcare insurance & policy including

“MediCrats: Medical Bureaucrats that Rule your Health Care,” and two editions of "Rigged - How insurance ruined healthcare (and how to fix it)". 

Several Harvard, Stamford, Princeton and  Rice University students have incorporated Ralph Weber's innovative ideas and approaches into their senior student research thesis's



Profitable Employee Healthcare Solutions

Ralph Weber is not your every day insurance guy! He uses the tools of healthcost sharing, Medibid and the free market to significantly lower employer healthcare costs.

Ralph Weber on HealthCost Sharing

Health Cost Sharing can be a stand alone option for individuals & is part of many employer based solutions.

Ralph Weber - Founder & President of Medibid

MediBid is an online free market based health care tool that allows doctors to "bid" their services for patients

Other Recommended Resources