Karen Torsoe
The HealthShare Lady


HealthCare Solutions for Individual & Business

HealthCare Freedom & Savings Is My Gift!

About Me

I love to share solutions!


Almost 5 years ago my family paid over $2,200 for health insurance. "I get it!"
After finding the perfect solution for my family, It has been my passion and pleasure  to help hundreds of families, individuals and businesses find theirs.

My background

I understand medicine, medical billing and the challenges of small business. My background is in Occupational Therapy and I founded and ran a successful therapy practice for many years.

Reach out and learn more

Call or text to contact me. I will send you an introduction and I can navigate you through the eligibility application quickly and easily and without obligation. Your needs and what is best for you is truly what I want. I'll advise you like a family member.


1. Contact me and receive an introduction!

Highlighting the main features and summarizing what this option provides.

2. Complete an eligiblity application

I have made your eligibility application quick and easy & without any obligation. 

You must complete an eligibility application prior to the last day of a month to have the option of beginning active membership as early as the first day of the next month.

3. Learn more - with VIP care

People love the personalized attention & videoconferencing options I offer. My members are always VIPs to me and are free to contact me in addition to the care they receive after enrollment with member services. 

I try to make a great option even better and more personalized. 

There is no extra cost to you.


Business Solutions

Ralph Weber


Proud to partner with Ralph F. Weber REBC®, GBA®, CLU® President and CEOMediBid Inc. - The Marketplace for MedicineRoute Three Financial Services

  • CFP, Certified Financial Planner
  • CLU, Chartered Life Underwriter
  • ChFC, Chartered Financial Consultant
  • AEP, Accredited Estate Planner

National Healthcare Reform Advisor Ralph Weber is a leading healthcare policy consultant who has worked with presidential candidates Newt Gingrich and Rudy Giuliani in his area of expertise in the field of healthcare reform. 

Gingrich and Giuliani both participated with him in healthcare forums, and he made significant contribution to Giuliani’s health care reform policy.

Market Driven HealthCare Solutions for Businesses


Health Cost Sharing can be a stand alone option for individuals and small businesses up to 50 employees.
For Businesses over 50 employees, Ralph Weber, takes the power of healthcost sharing and combines it with insurance options to meet all employer mandates, often at a savings of 35% or more.
Your businesses initial 20 minute review  is conducted at no charge, and comes with no obligation.
MediBid specializes in: 

  • Employee Health Benefits
    • Domestic Self Insured plans and MEC Plans
    • Global Benefits Consulting
  • Business Succession and Estate Planning
  • Cross Border Canada/USA Insurance and Benefit Plans
  • View Ralph Weber's blog at : https://www.medibid.com/blog/

Ralph Weber explains Market Driven HealthCare

Media Coverage


Ralph Weber has been featured on major news outlets including  ABC, NBC, CBS, Fox Business News, CNN Money & Forbes, NY Times, Wall Street Journal, and many other newsletters & media outlets.

Published Author 

Ralph Weber has written three books and numerous articles on the subject of healthcare insurance & policy including

“MediCrats: Medical Bureaucrats that Rule your Health Care,” and two editions of "Rigged - How insurance ruined heatlhcare (and how to fix it)". 

Several Harvard, Stamford, Princeton and  Rice University students have incorporated Ralph Weber's innovative ideas and approaches into their senior student research thesis's



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