Typical Savings 30% - 50% vs. Insurance



Sedera’s Solution

It is no secret that healthcost expenses have skyrocketed!

People are frustrated with the lack of affordability, access and transparency.

But who said insurance is the only way to deal with medical costs? That’s where Sedera Health comes in.

Together, Sedera is building a new kind of community, one centered on healthy living and sharing the cost of medical care.

Sedera has thousands of Individual & Business members throughout the United States. 

While the concept is still not yet widely known, the healthcost sharing philosophy has a 30-year legacy of success.

Healthcare cost sharing is a non-insurance solution where all members share funds for medical care. 

By sharing the cost of medical care in community Sedera is able to provide a high-end healthcare experience, delivering tremendous value for members and their families or their businesses and employees.

With medical cost-sharing there isn’t a provider network. There isn’t an insurance company coming between you and your doctor. 

This is healthcare freedom and true quality of care!

The HealthShare Lady


Karen Torsoe - Certified Sedera Affiliate

Your Navigator for Sedera

Presenting the Best in Medical Cost Sharing Since 2014

Previous owner of a successful Rehabilitation Therapy company employing 30+ therapists.

I now have a passion for Sharing the Sedera Medical Cost Sharing Solution with

Individuals & Businesses - Because....It works!

Joining a Medical Cost Sharing Community is often a new path....
I know you will have questions.And, what is the best option for your particular needs?

My goal is to provide you with the VERY best healthcare while saving you 30-50 percent versus insurance! 

Healthcost sharing fits most people but not all. I will hep you navigate.

Begin with an Overview of Sedera

Individuals & Businesses





Let's Connect! I can help you customize your healthcare

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Karen Torsoe - The HealthShare Lady

228 East Route 59, #307 Nanuet, NY 10954 US

(845) 641-9123