Typical Savings 30% - 50% vs. Insurance


View Costs - Enroll Now

The Sedera Healthcare Solution


The Sedera HealthCare Solution

The Solution is Community & Bringing Resources Together!

It is no secret that healthcost expenses have skyrocketed!

People are frustrated with the lack of affordability, access and transparency.

But who said insurance is the only way to deal with medical costs?

That’s where Sedera Health comes in.

Together, they are building a new kind of community, 

one centered on healthy living and sharing the cost of medical care.

Recognizing the unmet needs in the traditional health insurance industry, Sedera was founded in 2014 as an alternative solution.

Today, Sedera has thousands of individual & Business members throughout the United States. While the concept is still not yet widely known, the healthcost sharing philosophy has a 30-year legacy of success.

Healthcare cost sharing is a non-insurance solution where all Members share funds for medical care.  By sharing the cost of medical care in community we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families or their businesses and employees.

With medical cost-sharing there isn’t a provider network.  There isn’t an insurance company coming between you and your doctor.

 You share medical funds with like-minded people and receive premium care, through an organization run with compassion.

Certified Sedera Health Affiliate


Karen Torsoe - Certified Sedera Health Affiliate

Presenting the Best in HealthCost Sharing Since 2014

Your Healthcare Requires a Solid Solution

Retired owner 

of a successful therapy company 

employing 30+ therapists,

I now have a passion for 

Sharing the Sedera HealthCost Sharing Solution


Individuals & Businesses 

Because....It works!

My goal is 

to help you to access 

the very BEST in healthcare


Save you 30-60 percent, 

versus traditional insurance

Begin With an Overview of Sedera

Individuals & Businesses


Find out more


Find out more

Then, Let's Connect!


Joining a HealthCost Sharing Community is often

a new path....

I know you will have questions! Let's connect!

My goal is to provide you with 

the VERY best healthcare

while saving you 30-60 percent versus insurance!

You can contact me by:

*Completing the contact form below

*Message me 24/7 on WhatsApp

*Calling or texting me directly at 


*Emailing me at

Let's Begin the Conversation!

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Karen Torsoe - The HealthShare Lady

228 East Route 59, #307 Nanuet, NY 10954 US

(845) 641-9123

View Monthly Share Costs or Begin Individual Enrollment

*No Enrollment Cost

*No Renewals

*You will stay because it works but, you are free to leave anytime

*Start the first of the month - year round - not restricted to an "open enrollment"

*Enrollment typically takes less than 30 minutes

View Share Cost or Begin Enrollment