MPB Health, also known as MPowering Benefits, presents an invaluable and robust suite of healthcare, mental health, and life care resources, complemented by a dedicated concierge service—an ultimate support system for individuals, families, or business employees.
Incorporating the industry's finest and most comprehensive solutions, MPB's community comprises freedom-focused, health-minded individuals seeking to break free from the conventional healthcare status quo.
MPB.Health grants you far more options than traditional insurance
In contrast to traditional insurance, MPB.Health offers unprecedented options, delivering a level of freedom beyond network-based plans. Unlike its counterparts, MPB.Health opens doors to any provider or center of excellence, unrestricted by networks. The flexibility extends to alternative care treatments, including medical tourism.
Insurance versus Medical Cost Sharing
Contrasting Insurance and Medical Cost Sharing, distinguishes itself through a community philosophy and versus an insurance model based upon stockholder profit. Members contribute a set dollar amount per month, adjusted annually based on the true cost of the community's medical expenses.
Members can direct their own care, see who they want and top specialists across the country are even within reach! Plus there are no lifetime or annual limits for any new accident, illness or injury.
When we talk I will assist you with determining your best solution. Currently I am recommending the Care Plus Membership from MPB Health and adding on a comprehensive package of health promoting care as needed (See ultimate package below). This is available for all states and the preventative add on is even tax deductible if you are a sole proprietor or business.
With MPB.Health, members can tailor their membership based on their anticipated needs for preventative screenings and services as well as tailoring their financial responsibility before costs are shared. This proactive approach empowers individuals to absorb their own expenses up to their chosen financial level, with costs incurred above that, shared without annual or lifetime limits.
This solution welcomes all including domestic partnerships or same sex couples, grandparents with guardianship or foster situations.
Medical Cost Sharing is the ideal fit for most individuals.
Hypertension, high cholesterol, and diabetes 1 and 2 as non-pre-existing conditions, provided there have been no hospitalizations in the last two years.
All other pre existing conditions experienced in the last 2 years are subject to a 12 month eligibility phase in and are then shared up to $25k after the first 12 months and then up to $50k after 24 months and $125 annually thereafter.
Mental health resources are readily available without pre existing restrictions.
While tobacco users over 50 face sharing limitations, and the maternity program is unparalleled—with just a 60-day waiting period.
Ready to find out if there would be a solution that would be the perfect fit for you?
Schedule a personalized 1:1 consultation to explore how our revolutionary approach to health and wellness, combined with transparent cost-sharing, can transform your life.
Please watch this 9 minute overview video now
MPB Health - MPowering Benefits
Like the central hub in the wheelhouse of MPB Health's rich array of benefits and services, the Concierge team seamlessly delivers assistance to you and your family with unlimited Concierge Style Care
MPB Health's Medical Cost sharing memberships have a rich foundation of resources and services delivered concierge style.
Full MPB.Health Features & HealthCost Sharing
Working with a counselor has many benefits, including improved mood and mental health, better communication in personal and professional relationships, higher self-esteem and resilience.
Covered members and household members have access to face-to-face, virtual or telephone counseling sessions with a licensed clinician on a variety of topics and issues.
Sample counseling topics include:
Counseling sessions are renewable and can be accessed individually or combined to address family-related issues.
These self help tools provide full privacy, anonymity
These self help tools provide full privacy, anonymity and have no usage restrictions
Concierge Lab Testing Resources
After 1 year of continuous membership
MPB.Health Member Resources are currently available online.
The MPB.Health App is coming soon.
Imagine.....
Simply snapping a photo of the itemized proof of payment for an eligible healthcare expense or health promoting care &
being reimbursed within 48 hours!
Total freedom oriented!
$107 per month Individual
$165 Couple
$200 Adult & Children
$250 Family
Basic Wellness Services | $4500 (annual maximum)
Annual Wellness Exams (up to three per year)
Well Child Exam (including routine immunizations)
Gynecological Exam (well woman visit aged 21 and over)
Flu, Shingles and Pneumonia Vaccinations
Annual Preventive Mammogram (including Breast Ultrasound or MRI following a preventive mammogram)
Thermography breast screening is eligible
Annual Dermatological Skin Check
Colorectal Cancer Screening:
Age range: 45 - 80 (covered from age 40 if 1st degree relative has positive history of colon cancer)
- Screening Type: Procto/Sigmoidoscopy every 5 years. Cologuard every 3 years.
Colonoscopy is an eligible every 5 years
Bloodwork Screenings - Bloodwork is not considered one of the 3 visits
- Lipid Panel (Cholesterol and triglycerides)
- Comprehensive Metabolic Panel (CMP)
- Complete Blood Count (CBC) with differential test
- Thyroid Panel TSH (Thyroid Stimulating Hormone) with reflex to T4 if abnormal
- Routine Comprehensive Urinalysis (UA)
- Hemoglobin A1C (HgbA1C)
- Vitamin D Level
USE ULTA LAB FOR GREAT PRICING
PSA for men age 50-75 Start at age 40 if 1st degree relative has positive history of prostate cancer
Bone Density Screening Post-menopausal women, every 2-3 years
Heart Screening: C-Reactive Protein (CRP) & Homo cysteine levels for those with strong personal history or 1st degree relative history ofheart disease or those of South Asian or Pacific Island origins.
Reimbursement max of $4,500 per member- per year on membership
Preventive Vision Exam
Exam for glasses or contact lenses
Up to $250 per year - per member
Preventive Dental Exam, Sealants, Cleaning, X-ray and Fluoride Treatments are all eligible
Up to $250 per member - per year
Gym Memberships, monthly memberships for yoga, or other membership based fitness
Children: Soccer, Tennis lessons, etc are all eligible
Up to $250 per member - per year
General Mental Health, Marriage Counseling, Family Counseling, Substance abuse counseling, etc.
Up to $3,000 per member - per year
Nutritional Counseling and Weight loss -Weight gain counseling and programs
For example: Weight Watchers, etc
Up to $500 per member - per year
This Membership option would cost (and would include everything above & the DPC reimbursement)
Your Monthly Cost would be:
$140 individual
$230 Couple
$255 Adult & Children
$315 Family
You will find a DPC practice near you
You will then submit your DPC membership cost in for reimbursement
Monthly Reimbursement is:
Individual $70/month
Couple $140/month
Adult & Child(ren) $120/month
Family $160/month
NEXT STEPS
P: (845) 641-9123