MPB Health, also known as MPowering Benefits, presents an invaluable and robust suite of healthcare, mental health, and life care resources, complemented by a dedicated concierge service—an ultimate support system for individuals, families, or business employees.
Incorporating the industry's finest and most comprehensive solutions, MPB's community comprises freedom-focused, health-minded individuals seeking to break free from the conventional healthcare status quo.
MPB.Health grants you far more options than traditional insurance
In contrast to traditional insurance, MPB.Health offers unprecedented options, delivering a level of freedom beyond network-based plans. Unlike its counterparts, MPB.Health opens doors to any provider or center of excellence, unrestricted by networks. The flexibility extends to alternative care treatments, including medical tourism.
Insurance versus Medical Cost Sharing
Contrasting Insurance and Medical Cost Sharing, distinguishes itself through a community philosophy and versus an insurance model based upon stockholder profit. Members contribute a set dollar amount per month, adjusted annually based on the true cost of the community's medical expenses.
Members can direct their own care, see who they want and top specialists across the country are even within reach! Plus there are no lifetime or annual limits for any new accident, illness or injury.
When we talk I will assist you with determining your best solution. Currently I am recommending the Care Plus Membership from MPB Health and adding on a comprehensive package of health promoting care as needed (See ultimate package below). This is available for all states and the preventative add on is even tax deductible if you are a sole proprietor or business.
With MPB.Health, members can tailor their membership based on their anticipated needs for preventative screenings and services as well as tailoring their financial responsibility before costs are shared. This proactive approach empowers individuals to absorb their own expenses up to their chosen financial level, with costs incurred above that, shared without annual or lifetime limits.
This solution welcomes all including domestic partnerships or same sex couples, grandparents with guardianship or foster situations.
Medical Cost Sharing is the ideal fit for most individuals.
Hypertension, high cholesterol, and diabetes 1 and 2 as non-pre-existing conditions, provided there have been no hospitalizations in the last two years.
All other pre existing conditions experienced in the last 2 years are subject to a 12 month eligibility phase in and are then shared up to $25k after the first 12 months and then up to $50k after 24 months and $125 annually thereafter.
Mental health resources are readily available without pre existing restrictions.
While tobacco users over 50 face sharing limitations, and the maternity program is unparalleled—with just a 60-day waiting period.
Ready to find out if there would be a solution that would be the perfect fit for you?
Schedule a personalized 1:1 consultation to explore how our revolutionary approach to health and wellness, combined with transparent cost-sharing, can transform your life.
MPB.Health - MPowering Benefits
These are the most popular options - more available and I will assist you to choose the best option for your needs upon consultation.
MEMBERS CAN MOVE BETWEEN MEMBERSHIP TYPES AS NEEDS CHANGE
Medical Cost Sharing Guidelines
3 Year pre-existing condition look back
Reimbursement made directly to member.
$600 towards screening mammogram*
$2,500 towards screening colonoscopy*
6 month waiting period and age appropriate
Change Current Membership to Premium Care
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(Initial Unshared Amount)
Like the central hub in the wheelhouse of MPB Health's rich array of benefits and services, the Concierge team seamlessly delivers assistance to you and your family with unlimited Concierge Style Care
MPB Health's Medical Cost sharing memberships have a rich foundation of resources and services delivered concierge style.
Working with a counselor has many benefits, including improved mood and mental health, better communication in personal and professional relationships, higher self-esteem and resilience.
Covered members and household members have access to face-to-face, virtual or telephone counseling sessions with a licensed clinician on a variety of topics and issues.
Sample counseling topics include:
Counseling sessions are renewable and can be accessed individually or combined to address family-related issues.
These self help tools provide full privacy, anonymity
These self help tools provide full privacy, anonymity and have no usage restrictions
Integrated into all MPB Health Memberships
Comprehensive suite of financial tools and resources is designed to help you manage your money wisely. Whether you're navigating auto financing with auto loans, early payoff strategies, and rebate vs. low-interest financing comparisons, or seeking banking and loan solutions like a commercial loan calculator, savings rate comparisons, and insights into compound interest, we have the tools to guide you.
Enhance your debt management with resources such as an accelerated debt payoff plan, consolidation loan investment calculator, and credit assessment tools. Stay on top of your financial health with essential calculators for emergency savings, hourly paychecks, and smart saving strategies.
If you're in the market for a home, our home center provides valuable tools, including an APR calculator for adjustable-rate mortgages, ARM vs. fixed-rate comparisons, and mortgage planning resources. Strengthen your investment strategy with tools like the annual stock option grants calculator, asset allocator, and CD ladder calculator.
Manage your personal finances with resources to balance your checkbook, plan for college savings, and understand the benefits of spending less. Take charge of your retirement planning with tools for 401(k) savings, profit-sharing calculations, and spend-it-or-save-it comparisons.
Small business owners can gain valuable insights with a break-even calculator, business valuation tools, and cash flow assessments. Finally, optimize your tax strategies with tax calculators, earned income credit estimators, and estate tax planning resources.
This membership includes a comprehensive personal and professional development program, offering resources to help members build resilience, enhance relationships, and improve workplace success.
This program equips members with the tools to thrive in both personal and professional life, fostering stronger relationships, career growth, and overall well-being.
Concierge Lab Testing Resources
After 1 year of continuous membership
End of Life Assistance - For a Member, and/or his or her dependents, who die(s) after two years of uninterrupted Membership as a Sharing Member, financial assistance to the surviving family will be provided by the Members according to the following schedule, upon receipt of a copy of death certificate, and as listed on the Member enrollment.
$10,000 Primary Member, $10,000 Dependent Spouse, $2500 Dependent Child
All MPB.Health Member Resources are currently available and downloadable at the App Store
Integrated into all MPB Health Memberships
Health Savings Account Eligible
Embrace a proactive approach to your health with an HSA compatible and ACA-compliant membership that seamlessly integrates preventive care, protection from unexpected medical expenses and much more! *A verifiable 1099 form or business ID is required.
Pairs best with Care Plus , Premium Care , Medicare or any ACA Plan
NEXT STEPS
P: (845) 641-9123