Health Access Solutions Preventative
Imagine a healthcare employee assistance program that works as an adjunct to a healthshare solution with no network restrictions—where you have the freedom to choose your providers and get reimbursed for a wide range of services.
From healthcare visits, dental, vision, and mental health counseling to lab work, gym memberships, fitness classes, and nutritional programs, this solution is designed to support your total well-being.
Enjoy the flexibility and peace of mind that comes with a membership focused on your health, your choices, and your lifestyle!
Preventative Benefits for all Employees
- All employees will be covered with a robust preventative healthcare package
- No provider networks - they can choose!
- They will simply take a photo of the itemized proof of payment for an eligible expense and upload it to their member portal.
- Members are reimbursed withing 48-72 hours!
Benefits for Employers
Basically you will define the parameters and once defined you must provide this benefit to all eligible employees aa
- "All administrative healthcare solutions for your employees are taken care of
- One time set up fee of $500. This is a tax free business expense.
- Health Access Solutions will invoice you with a list bill per your payroll schedule.
- As an employer you are responsible for a minimum of $124 monthly
- All of your employees will benefit from the Preventive Core Program
- This employer contribution is a business expense
The employee will pair this benefit with:
Or...
- A spouses insurance that they are part of
- A health insurance they are on with parents
- Medicare
- Medicaid, etc
Employer defines who is "benefit eligible
Example: "All employees"
- "All full time" (more than 30 hours per week)
- "All Administration"
- "All 1099 contract workers"
- All employees working Full time in X location"
- You will define the parameters and once defined you must provide this benefit to all eligible employees as a business expense
Costs
Employer Direct Billing
Employer Direct Billing
Employee Only - $124
Employee plus Spouse - $236
Employee plus Children - $236
Employee plus Family - $293
Employer Direct Billing
Employer Direct Billing
Employer Direct Billing
Once an Employer Direct Billing relationship has been established, the employer will receive a monthly invoice.
This is an employee Assistance Program and employer must pay for $124 per eligible employee. Dependents membership can be either employer paid or payroll deducted.
Tax Deductible
Employer Direct Billing
Tax Deductible
- Set up fees are tax deductible to the business
- Memberships costs are tax deductible
- Both are business expenses
- If employer chooses to pay for their employees dependents, it is a business expense and tax deductible
2025 Preventive Reimbursement Benefit Maximums and Eligible Services
No waiting period or co-pay on preventative care and services (exception colon screenings)
Simplest Healthcare Reimbursement Ever!
* No Provider Networks - Ultimate in freedom!
* Simply take a photo of the itemized proof of payment for prompt reimbursement
* Members are reimbursed withing 48-72 hours!
Examples of Eligible Visits
(up to three per person/ per calendar year - up to 4.5k per person)
Annual Wellness Exam
Well Child Exams
Gynecological Exam (well woman visit aged 21 and over)
Pap Smear lab charge is included with gyn visit
Annual Preventive Breast Screening - which could be:
Mammogram and / or Ultra Sound, MRI,
Thermography breast screening and / or Ultrasound
Age 40-80
Annual Dermatological Skin Checks after age 40
Colorectal Cancer Screening*
Age range: 45 - 80
(covered from age 40 if 1st degree relative has positive history of colon cancer)
Screening Type:
Colonoscopy or Procto/Sigmoidoscopy every 5 years*
Cologuard every 3 years
All Colon screening subject to a 6 month waiting period
Plus everyone may have annual
Blood work Screenings:
- Lipid Panel (Cholesterol and triglycerides)
- Comprehensive Metabolic Panel (CMP)
- Complete Blood Count (CBC) with differential test
- Thyroid Panel TSH (Thyroid Stimulating Hormone) with reflex to T4 if abnormal
- Routine Comprehensive Urinalysis (UA)
- Hemoglobin A1C (HgbA1C)
- Vitamin D Level
PSA for men age 50-75 (or age 40 with positive family history)
C- Reactive Protein (CRP) with positive family history
USE ULTALAB to SHOP and Get Reimbursed
BloodWork does not count as one of your 3 visits and is eligible 1x per person/ per year
Bone Density Screening Post-menopausal women, every 2-3 years
Reimbursement max of $4,500 per member - per year
Vision
Preventive Vision Exam
No Network Restrictions
Up to $250 per year - per member
Dental Exams, Cleanings, Sealants
Dental Exam, Cleanings, X-rays, and Sealants
No Network Restrictions
Up to $250 per member - per year
Mental Health
Nutritional Health
Physical Health
Must be a licensed therapist, social worker, psychologist or psychiatrist
Online Examples:
Psychology Today Online Therapist
Up to $3,000 per member - per year
Physical Health
Nutritional Health
Physical Health
Gym Membership
Yoga - Pilates, classes
Fitness Training
On-line membership examples:
$250 annual maximum per member - per year
Nutritional Health
Nutritional Health
DREXI Pharmacy Discount
Weight Loss/Weight Gain Counseling
Meal Planning
Top Online Suggestions:
$500 annual maximum per member -per year
DREXI Pharmacy Discount
DREXI Pharmacy Discount
DREXI Pharmacy Discount
Drexi is a pharmacy benefit manager (aka PBM) that gives pass-thru pricing on prescriptions through a premier nationwide network of 65,000+ pharmacies.
Deeper Discounts on Mail Order
Here is a link to check medication costs without a login:
https://drexi.com/simple-search
Member Care
DREXI Pharmacy Discount
Smoking Cessation
Monday - Friday
9am - 5pm EST
Easy to use online Member Portal
Easy and quick reimbursement
All Memberships include a generous monthly reimbursement allowance
Monthly Reimbursement for any DPC
Individual $70/month
Couple $140/month
Adult & Child(ren) $120/month
Family $160/month
What is a DPC?
DPC stands for Direct Primary Care.
DPC's are similar in concept to Concierge Medical practices.
Find a DPC
How can I find a DPC practice by me?
Click here to search your area
(DPC Membership costs additional)
Dental & Vision
- There are two plan options for you to choose from, with annual benefit maximums of $1,500 or $2,500.
- Because this is a Co-op membership and not insurance, it requires post-tax payroll deductions rather than pre-tax. However, we believe the enhanced benefits significantly outweigh this detail.
- A minimum of three primary members is required to participate. Dependents are not counted toward this number.
- All employees must be in either the $1,500 plan or the $2,500 plan
- This benefit does not need to be provided to all "benefit eligible" employees like the Preventative Program must
Dental
Added to the $250 already provided
- There are two plan options for you to choose from, with annual benefit maximums of $1,500 or $2,500.
- Both options reimburse 100% for preventive dental expenses.
- Both options reimburse 95% for non-preventive dental expenses, including orthodontics.
- Both options will pay the dentist directly as needed to help avoid any cash flow concerns s needed.
- As always - like all HAS features - no network restrictions
Vision
Added to the $250 already provided
- There are two plan options for you to choose from, with annual benefit maximums of $1,500 or $2,500. Vision feature is only with $2,500 plan
- On the $2,500 plan, members can also use up to $200 annually towards:
- Vision exam costs
- Lenses and frames
- Contact lenses
- As always - like all HAS features - no network restrictions
Contact me for more information
This membership will include my assistance along with member services.
Preventative Health Reimbursement and Member Owned Healthcare Co-operative
- Western and alternative medical expenses. No Networks. World wide protection.
- No physician, healthcare provider or center of excellence will be out of network
- Member Support - office hours Monday - Friday EST
- 845-641-9123om Meeting to discuss
