Ultimate Healthcare Freedom - Ultimate Member Care

• Unparalleled Medical Freedom
• Alternative as well as traditional medical
• Seek the care you want, where you want. No network restrictions.

Main features of MPB.Health:

CONCIERGE CARE - Ultimate member care , advocacy and navigation!

• You can seek the care you want, where you want. Members are not limited to any network
• Traditional as well as Alternative Care needs are shared above the members Initial Unshared Amount for any new accident, injury, or illness (IUA)
• No Annual, per member or lifetime limits
• Alternative Care requires pre authorization 
• Best Maternity plan!
• Unlimited 24/7/365 Virtual Care - A MD or a DO who will answer your call within 1 minute. 
• Medication needs can be called in as long as it isn't a controlled substance.
• Mental Health included. Each member will have access to 12 counseling sessions per member, per year. Call Concierge to set this up. You may be able to use your person.
• Acute Mental health can be handled with the Virtual Healthcare
• Alternative Care Discounts for Massage, Acupuncture, Chiropractic, etc.
• Work Life Resources
• Medical Records Vault and QR life code 
• Funeral and End of life expenses after one year of continuous membership 
• 10K primary and spouse, 2.5k for dependents
• MPB.Health is nationally headquartered in Deerfield Beach, Florida

What is the difference between insurance and this medical cost sharing solution?

• Funds belong to the community and are shared according to their sharing guidelines
• No stockholders or profit incentives not to share into expenses for their members. 
• Members have full freedom as to where and how they seek and receive care. This is huge. There are always restrictions and networks when you join an insurance program. Centers of Excellence or Specialists that you want to work with are all open to you.
• Health insurance never covers alternative care - this is the Medical Freedom option

Considerations:

• Smokers over age 50 have lifetime sharing limits of $50K for smoking related illness
• Surcharge for members that smoke or reside with a smoker - all tobacco types
• Pregnancy is considered pre-existing if occurs within 60 days of membership
• Pre-Existing condition clause: No Sharing year one, sharing up to 25K after 12 months, sharing up to 50K after 24 months, sharing up to $125K annually after 36 months
• High Blood pressure, High Cholesterol and Diabetes type 1 & 2 are not considered pre-existing conditions if there has not been any hospitalizations in past 24 months.

Difference between membership types

• CARE PLUS - Most economical. MPB.Health's main membership. Member will self pay any preventative care needs.
• DIRECT - Adds Medical Cost Sharing for most preventative healthcare needs such as Screening mammograms, colonoscopy and any childhood vaccines - included after 6 months. Plus, reimbursement of one provider visit up to $250 annually per person
• SECURE - Adds a full Healthcare insurance to the healthshare. This adds up to 64 screenings and services. This membership is Health Savings Account compatible. Available to small businesses owners, sole proprietors, members of a multi-level marketing business and 1099 recipients. 

• Enter oldest members information as the primary
• Enter spouse and or children if applicable
• Hit update.
• Choose Initial Unshared Amount from the product selection with the drop down botton
• Hit continue
• You will now be on the second page. Enter primary members demographics, address, etc.
• Please note that the primary persons email will be the administrative email write 
• Please write how you learned about MPB.Health
• If you have a spouse or children that will be on this membership click on the pencil icon that is to the right hand side of the screen.
• Start with a spouse. Clicking the pencil will auto fill most of the required information.
• You will need to enter Gender, Social and a separate email - this email will be their access email to the included unlimited virtual care
• You do not need to complete more than this if the spouse has the same mailing address.
• Hit SAVE Member. This then gets entered.
• Next do the same for each child as applicable, then hit save member.
• The information will get entered in as you go along - it is there even though you dont see it after hitting Save to allow for multiple inputs

Next Step:

• Complete the Principles of Membership. You must agree yes with all questions

Next comes the Medical History:

• The answer is yes that you understand that there is a pre-existing conditions clause for anything that you have had diagnosis of, treatment for or symptoms of in the last 24 months.
• Please note that Diabetes 1 & 2 as well as High Blood Pressure and High Cholesterol is NOT considered a pre-existing condition if it is controlled by either diet or medication and there has not been a hospitalization because of this issue during the last 2 years.
• You will also respond yes to the next question regarding pregnancy. You acknowledge that pregnancy related expenses will not be shared if conception is pre-existing or occurs within the first 2 months of membership. (so be careful!)
• Next you will disclose any pre-existing conditions you have had in the last 2 years. If nothing - write N/A
• Same for spouse, children

Authorize, Click Humanity, Enter your credit card (3 percent surplus) or Direct Withdrawal (charge will occur on 20th of month for monthly share and on enrollment for Initial set up cost) I highly suggest the direct withdrawal. Why pay extra?

Attempt a signature - Anything works - Primaries name -Type the primary member's name and hit submit.

If successful you will receive a success page.

The next step is to wait for your Welcome Email from PBarron@mympb.com

You need to choose a time to meet with the Concierge as early as possible after your membership begins. You can choose the time now - but it must take place after you are an active member.

You will see the hyperlink to schedule that call in blue in the center of the email.

Concierge sets aside a 1/2 hour welcome call with you to review all aspects of your membership.

This call is very important to your happiness and success! MPB.Health has over a 95% retention rate for good reason! And, Most people who do leave either age out or obtain work benefits.