MPB Health, also known as MPowering Benefits, presents an invaluable and robust suite of healthcare, mental health, and life care resources, complemented by a dedicated concierge service—an ultimate support system for individuals, families, or business employees.
Incorporating the industry's finest and most comprehensive solutions, MPB's community comprises freedom-focused, health-minded individuals seeking to break free from the conventional healthcare status quo.
MPB.Health grants you far more options than traditional insurance
In contrast to traditional insurance, MPB.Health offers unprecedented options, delivering a level of freedom beyond network-based plans. Unlike its counterparts, MPB.Health opens doors to any provider or center of excellence, unrestricted by networks. The flexibility extends to alternative care treatments, including medical tourism.
Insurance versus Medical Cost Sharing
Contrasting Insurance and Medical Cost Sharing, MPB distinguishes itself through a community philosophy and versus an insurance model based upon stockholder profit. Members contribute a set dollar amount per month, adjusted annually based on the true cost of the community's medical expenses.
With MPB.Health, members can choose from four different memberships based on their anticipated needs for preventative screenings and services, tailoring their financial responsibility before costs are shared. This proactive approach empowers individuals to absorb their own expenses up to their chosen financial level, with costs incurred above that, shared without annual or lifetime limits.
After determining an ideal balance of monthly share cost to potential out of pocket exposure, MPB Health offers four membership options with medical cost sharing.
The membership options range from those without annual office visit and screening sharing, to those with extensive screenings and visits at a co-pay.
For Members living in NJ, CA, RI, VT, and DC, MPB Health SECURE Membership and SECURE with co-pay visits satisfy their respecitive state mandates for healthcare. MPB Health SECURE membership provides eligiblity for a member to set up and fund a Health Savings Account which offers a very attractive financial benefit.
During our consultation, I will assist you in finding your "best membership" type for your situation.
With MPB health you are never locked in to a membership type and members are allowed to periodically change their membership without "starting over"
MPB.Health caters to a diverse and inclusive population welcoming traditional families, single parents with child(ren), domestic partners, same-sex couples, and parents/grandparents with guardianship.
Medical Cost Sharing at MPB.Health is the ideal fit for most individuals.
MPB Health considers hypertension, high cholesterol, and diabetes 1 and 2 as non-pre-existing conditions, provided there have been no hospitalizations in the last two years. All other pre existing conditions experienced in the last 2 years are subject to a 12 month eligibility phase in and are then shared up to $25k after the first 12 months and then up to $50k after 24 months and $125 annually thereafter.
Mental health resources are readily available without pre existing restrictions.
While tobacco users over 50 face sharing limitations, and the maternity program is unparalleded—with just a 60-day waiting period.
Ready to find out if one of MPB Health’s membership would be the perfect fit for you?
Schedule a personalized 1:1 consultation to explore how our revolutionary approach to health and wellness, combined with transparent cost-sharing, can transform your life.
Please watch this 9 minute overview video now
MPB Health - MPowering Benefits
Like the central hub in the wheelhouse of MPB Health's rich array of benefits and services, the Concierge team seamlessly delivers assistance to you and your family with unlimited Concierge Style Care
All of MPB Health's Medical Cost sharing memberships share the same rich foundation of resources and services delivered concierge style
Starting from the least expensive, and ending with the most,
please review the features of each of the 4 MPB Health members
Full MPB.Health Features & HealthCost Sharing
Preventative Services Included with MPB.Health DIRECT
Commencing Day 1 of membership
Commencing after 6 months of membership
MPB.Health SECURE Membership - includes:
Commencing Day 1 of membership
Highlights of Preventative Services
A Second Secure Option is Now Available!
SECURE with a CoPay Option!
Out of Network
HSA Compatibility with MPB.Health SECURE
MPB.Health SECURE Plan offers you a
Fantastic Opportunity to Contribute to a Health Savings Account
Current contribution / Shelter limits are:
$3,850 for Individuals
$7,300 for Couples or Families
Additional $1,000 if you are over age 55
Open the account during the tax year
Make a contribution by April 15, 2024 for a deduction in 2023
Two Resources for you - Or check your bank
It is a normal brokerage account with some restrictions
(not super risky investments like shorting a stock)
Money markets, stocks, etc are all options
No minimums Simple Set up - Done within Minutes
Working with a counselor has many benefits, including improved mood and mental health, better communication in personal and professional relationships, higher self-esteem and resilience.
Covered members and household members have access to face-to-face, virtual or telephone counseling sessions with a licensed clinician on a variety of topics and issues.
Sample counseling topics include:
Counseling sessions are renewable and can be accessed individually or combined to address family-related issues.
These self help tools provide full privacy, anonymity
These self help tools provide full privacy, anonymity and have no usage restrictions
Concierge Lab Testing Resources
After 1 year of continuous membership
MPB.Health Member Resources are currently available online.
The MPB.Health App is coming soon.
There is a $125 enrollment cost for all new members
When you refer your family & friends,
I gift you $100 (100 percent) of my commissionaire enrollment income
You can book me for virtual HealthCare Solution parties, etc.
I will provide a group presentation to help your family and friends
It is a Win for All
Connect with me with a 15 min slot to learn more
30 PERCENT OFF All Supplements and Products
Access Link will be given upon enrollment
You are invited to create an account and save 20 percent as my free gift - Members save 30 percent
Over 180 Name Brands such as Pure Encapsulations, Life Extension, etc.
Over 20,000 items in full.
Start up and yearly renewal costs: Individuals
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ENROLLMENT:
Start up and costs for businesses:
Min 3 memberships for Employer Account
Why MPB.Health is a natural fit for businesses
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