NJ has a "Shared Responsibility mandate"


NJ has a "Shared Responsibility Tax"

What does this mean for Sedera Members?

Because Sedera health care sharing is not insurance, 

Sedera membership does not make an individual compliant with any state-level mandate recently passed or being considered in a given state.

Any and all applicable penalties would still apply for employers and individuals who do not meet the coverage mandates. 

Alliance For Shared Health offers a Solution

Alliance for Shared Health is an exempt ministry that shares in preventative care as well as cost sharing for office visits and non hospital events.

By joining this ministry you will qualify for the exemption while adding services to your healthcare solution.

Not only does this protect individuals from the penalty, but it offers access to all 80 of the mandated preventive care services, inclusive of 21 preventive care services for adults, 28 for women and 31 for children. 



Alliance for Shared Health Memberships:


  • $119..00 per Month for Single  
  • $189.00 per Month for Single + 1  
  • $235.00 per Month for Family 


  • $175.00 per Month for Single 
  •  $286.00 per Month for Single + 1 
  •  $373.00 per Month for Family 

Learn More About Alliance for Shared Health

What are qualifying exemptions to the mandate?

Information on Exemptions - Participation in a qualifying health share ministry is an exemption Exemption C2

Tax-exempt organization in existence and sharing medical expenses continuously 

since December 31, 1999, whose members: 

  • Share a common set of ethical or religious beliefs, and
  • Share medical expenses in accordance with those beliefs, even after a member develops a medical condition.

Information for NJ Residents

Find information regarding NJ and Individual or State taxes below.
Always check with your accountant  to determine what your best option may be.