Exclusively for MPB.Health members of a verified Direct Primary Care Practice -This is the ultimate health and medical solution!
Members with enrollments up until 2/20/22 enjoy these low monthly share costs until 10/2022.
Direct Primary Care Membership Based Care
For needs outside of your DPC
Choice of $1000, $2500, or $5000.
The Initial Unshared Amount is the out of pocket amount the member has prior to cost sharing for the NEED.
All qualified health and medical expenses after IUA is met are shareable at 100% and without an annual or lifetime limit.
The IUA is met one time for the Need and does not reset annually. It remains open with all medical expenses related to the Need being shared until symptom free for 12 months.
MPB.Health Members usually benefit with an IUA vs a yearly deductible
A "Need is the ALL of the medical expenses surrounding a new illness, accident or diagnosis.
Once the total expenses for any new need exceed the Initial Unshared Amount, the member no longer contributes to the need and further medical expenses are shared by the community.
Any MPB.Health member household that experiences 3 IUA's within a membership year may have any further health and medical expense fully shared after only reaching a $500 threshold to further protect the member.
Pre-Existing Conditions - 24-month look-back:
Exceptions for High Blood Pressure, High Cholesterol & Diabetesas long as there has not been a hospitalization for the condition in the past 12 months and able to control through medication or diet.
$50 monthly surcharge per household.
Furthermore, there is a sharing limit for smokers age 50 or more of $50,000 for Heart Conditions, Cancer, COPD & Stroke.
Two initial unsharable amounts (IUA’s) are applied to a single maternity need.
Pregnancies are considered pre-existing if the pregnancy start date is within the first 60 days of the membership effective date.
IUA may be waived for a Home Birth
Communicate with a dedicated virtual physician within 60 seconds from phone or internet with an easy, intuitive chat interface.
No time limits on the visit, so you can build an ongoing relationship with a doctor you trust. Specialists available.
All MPB.Health members have unlimited access to Virtual Healthcare which empowers members with the ability to text, call or video chat with a doctor 24/7/365, without barriers.
Members can seek medical attention from Primary Care, Pediatric Care, Women's Healthcare and Behavioral Health Specialist Doctors for as long and as often as necessary, for no additional fee. The doctors can prescribe medications for many different health issues.
This service is at no additional cost through a HIPAA compliant platform.
After hours at your DPC?
This is an awesome way to gain expert assistance without further exposing yourself or others to communicable diseases when you're not feeling well. Save significant time and money by eliminating Urgent Care or ER visits while knowing the virtual care visit is $0.
Unlike traditional telemedicine, Virtual Healthcare allows you to create an ongoing care solution, so you don't need to repeat your case or symptoms each time you communicate. Records are tracked for ease of care. Chronic health issues are easily managed. This is all complete with a secure and HIPPA compliant platform.
Your care will be communicated to your Direct Primary Care upon yo9ur request
Includes up to 12 counseling per person, per year either virtual or in person care - even with your own local practitioner. Includes substance abuse, ongoing depression or anxiety, financial concerns, relationship problems and more.
Life Care also provides you with Professional, light legal and assistance with community resources
No ore-authorizations are needed, there are no claims to file and members will receive discounts directly to their email
The online portal is easy to access, connecting members to a discounted network of vetted alternative medicine practitioners, lifestyle products, and other products such as massage, acupuncture, chiropractic, etc.
Alternative medical treatments can be shared with the Medical Cost Sharing community.
These alternatives generally should be considered safe and effective while being an alternative to a traditional treatment plan.
Needs may be considered shareable pending prior written approval by your Medical Cost Sharing provider.
Member is required to demonstrate the proposed value of the alternative treatment.
Members fill out an online health risk assessment which assesses diet, exercise, and lifestyle habits. The results give members tips, tools, guidance and education to help them become and stay healthy.
And- More Discounts:
NutriSystem - 50%
Amplifon - 50%
Prescriptions that are related to a qualified Need are also considered sharable when they are part of treatment or are curative.
Maintenance medications are not shareable.
For more expensive medications we have resources who can get medications overseas to our members at a better cost. For example, high cost maintenance meds such as insulin, medicated creams, & asthma inhalers.
MPB.Health also helps members to access to all Manufacturer Savings Programs, Patient Assistance Programs and other savings and discounts offered by pharmaceutical manufacturers.
Secure and accessible emergency profile and personal health records. Members can grant access to their Electronic Medical Records to practitioners, providers, facilities, etc. providing continuity of care.
24/7 Emergency Assistance with your Personal Life Code allows medical professionals instant access with a 5-digit Life Code ID
For a Member, and/or his or her dependents, who die(s) after two years of uninterrupted Membership as a Sharing Member, financial assistance to the surviving family will be provided by the Members according to the following schedule, upon receipt of a copy of death certificate, and as listed on the Member enrollment.
$10,000 Primary Member, $10,000 Dependent Spouse,
$2500 Dependent Child
All of these Healthcare Resources are brought together to you and your family with Conceirge Style Care. Headquartered in Florida, MPB. Health's Concierge team is there to help it's membership from
9 am to 8 pm EST Monday - Friday.
All members are requested to schedule 2 welcome calls to review and go over all that this great healthcare program offers you. Of course you can also connect with the team as you additionally require. That is what they are there for!
MPB.Health - DIRECT Membership is offered exclusively to DPC members
Ready to join MPB.Health's DIRECT Membership
You may join up to the 20th of any month.
Your membership will then begin the first of the next month.
Direct Billing to your Business or Personal Account
Real time Enrollment Assistance by scheduling HERE
I am here to answer any questions and concerns you might have and assist if healthcost sharing is a new concept to you.
After your enrollment, this care will continue with the MPB.Health's Concierge Team for any need you may have.
You also have me as an additional resource and as your advisor and advocate.
You will have help every step of the way.
You will never be on your own.
Karen Torsoe "The HealthShare Lady"
Earn $100 for New Enrollments