California's State Mandate


California's State Mandate Effective 1/1/2020

California’s new individual health insurance mandate (2019 Ch. 38, SB 78) requires state residents to maintain minimum essential coverage (MEC) for themselves and their dependents starting on Jan. 1, 2020, or pay a state tax penalty. 

The mandate resembles the previous federal ACA individual mandate.   

The penalty for failure to maintain Minimum Essential Coverage is as follows:

  • The annual penalty is the greater of: (1) $695 (adjusted based on the Consumer Price Index) per individual, up to a maximum of 3 or (2) 2.5% of household income. 

  • The penalty is assessed monthly; the monthly amount is 1/12th of the annual penalty. 

  • The penalty will apply to all uninsured members of a household that are reported in the individual’s tax return, including registered domestic partners (if filing a joint tax return).

How does this effect Sedera members?


How does this affect Sedera members?

Because Sedera health care sharing is not insurance,

Sedera membership does not make an individual compliant with any state-level mandate recently passed or being considered in a given state.   

Any and all applicable penalties would still apply for employers and individuals who do not meet the coverage mandates. 



A Solution for Members Residing in California

Alliance for Shared Health is an exempt ministry that shares in preventative care as well as cost sharing for office visits and non hospital events.

By joining this ministry you will qualify for the exemption while adding services to your healthcare solution.

Not only does this protect individuals from the penalty, but it offers access to all 80 of the mandated preventive care services, inclusive of 21 preventive care services for adults, 28 for women and 31 for children. 

Alliance for Shared Health


Alliance for Shared Health Memberships:


  • $119..00 per Month for Single  
  • $189.00 per Month for Single + 1  
  • $235.00 per Month for Family 


  • $175.00 per Month for Single 
  • $286.00 per Month for Single + 1 
  • $373.00 per Month for Family