About Sedera

It’s no secret that the cost of healthcare has skyrocketed.

People are frustrated with the lack of affordability, access and transparency. But who said insurance is the only way to deal with medical costs? 

That’s where Sedera comes in.

 Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families.

With medical cost-sharing there isn’t a provider network. There isn’t an insurance company coming between you and your doctor. You share medical funds with like-minded people and receive premium care, through an organization run with compassion.


Founder of Sedera - Dr. Tony Dale

Sedera was founded by Dr. Tony Dale.

A former physician from Great Britain, Dr. Dale’s interest in the American medical system began in the mid 1990s when he had to have surgery in the U.S. 

Through this experience, Dr. Dale saw the tremendous inconsistencies and staggering costs built into the American health insurance system. He knew there had to be a better way.

Recognizing the unmet needs in the traditional health insurance industry, Sedera  was founded in 2014 as an alternative solution.

That alternative was a medical cost sharing organization. While the concept is not yet widely known, the philosophy has a 30-year legacy of success.

Healthcare cost sharing is non-insurance, where all members share funds for medical care.  Sedera was founded on the principle that people should share one another’s burdens. 

Today, Sedera has members in all 50 states who share funds toward medical costs.

About Sedera